Terms & Conditions

1. Acceptance of Terms

By accessing or using the website located at www.claimbridge.ca (the "Website") or submitting any information through our intake forms, you ("User") agree to be bound by these Terms & Conditions ("Terms") and our Privacy Policy, which is incorporated herein by reference. If you do not agree to these Terms, you must immediately cease using the Website. These Terms constitute a legally binding agreement between you and ClaimBridge ("we," "us," or "our").

2. Nature of Service

ClaimBridge is a referral and lead generation platform that connects individuals who have been injured in accidents in Ontario with independent, licensed personal injury lawyers and physiotherapy clinics. ClaimBridge is not a law firm and does not provide legal advice. ClaimBridge is not a medical provider and does not provide medical advice.

By using our services, you acknowledge that:

• ClaimBridge is a referral intermediary only;
• No lawyer-client relationship is formed with ClaimBridge;
• Any legal or medical services are provided solely by the independent professionals to whom you are referred;
• ClaimBridge does not control, supervise, or guarantee the services of any referred professional.

3. Eligibility

You must be: (a) at least 18 years of age, or a parent/legal guardian submitting on behalf of a minor; (b) a resident of the Province of Ontario, Canada; and (c) seeking a referral in connection with a personal injury that occurred in Ontario. By submitting your information, you represent and warrant that you meet these eligibility requirements.

4. User Submissions

By submitting information through our Website, you:

• Represent that all information provided is accurate, complete, and truthful to the best of your knowledge;
• Consent to ClaimBridge contacting you via phone, SMS, or email regarding your submission;
• Consent to ClaimBridge sharing your information with lawyers and healthcare providers in its referral network for the purpose of connecting you with their services;
• Acknowledge that submitting information does not guarantee a referral or any particular outcome;
• Acknowledge that you may be contacted by referred professionals independently.

5. No Fees to Users

ClaimBridge's referral service is provided at no direct cost to users. ClaimBridge may receive compensation from lawyers or healthcare providers within its network. This compensation does not affect the legal fees or healthcare costs applicable to your engagement with referred professionals, which are governed solely by your agreements with those professionals.

6. Estimate Calculator

The settlement estimate calculator is provided for general informational purposes only. Estimates generated are based on statistical data from Ontario cases and do not constitute a guarantee, promise, or representation of any actual settlement value. ClaimBridge expressly disclaims any liability for reliance on calculator outputs.

7. Intellectual Property

All content on this Website, including but not limited to text, graphics, logos, icons, images, and software, is the property of ClaimBridge or its content suppliers and is protected by applicable Canadian and international intellectual property laws. You may not reproduce, distribute, modify, or create derivative works of any content without express written permission from ClaimBridge.

8. Prohibited Conduct

You agree not to:

• Submit false, misleading, or fraudulent information;
• Use the Website for any unlawful purpose;
• Attempt to gain unauthorized access to any system or data;
• Interfere with or disrupt the Website or its infrastructure;
• Scrape, crawl, or harvest data from the Website without written consent;
• Use automated means to submit information or access the Website;
• Impersonate any person or entity.

9. Disclaimers

THE WEBSITE AND ALL SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. CLAIMBRIDGE DOES NOT WARRANT THAT THE WEBSITE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

10. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, CLAIMBRIDGE AND ITS AFFILIATES, OFFICERS, EMPLOYEES, AGENTS, AND LICENSORS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION LOSS OF PROFITS, DATA, USE, OR GOODWILL, ARISING OUT OF OR IN CONNECTION WITH THESE TERMS OR YOUR USE OF THE WEBSITE OR SERVICES, EVEN IF CLAIMBRIDGE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IN NO EVENT SHALL CLAIMBRIDGE'S TOTAL AGGREGATE LIABILITY EXCEED ONE HUNDRED CANADIAN DOLLARS ($100 CAD).

11. Indemnification

You agree to indemnify, defend, and hold harmless ClaimBridge and its affiliates, officers, directors, employees, and agents from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable legal fees) arising out of or in connection with: (a) your use of the Website; (b) your violation of these Terms; (c) your submission of false or inaccurate information; or (d) any dispute between you and a referred professional.

12. Third-Party Links

The Website may contain links to third-party websites. These links are provided for convenience only. ClaimBridge has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party websites. Your use of third-party websites is at your own risk.

13. Modifications

ClaimBridge reserves the right to modify these Terms at any time. Changes will be effective upon posting to the Website with an updated "Last updated" date. Your continued use of the Website following any modifications constitutes your acceptance of the revised Terms. We encourage you to review these Terms periodically.

14. Termination

ClaimBridge reserves the right to suspend or terminate your access to the Website at any time, with or without cause, and with or without notice. All provisions of these Terms that by their nature should survive termination shall survive, including but not limited to disclaimers, limitation of liability, and indemnification.

15. Governing Law & Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein, without regard to conflict of law principles. Any dispute arising out of or relating to these Terms or the Website shall be subject to the exclusive jurisdiction of the courts of the Province of Ontario. You irrevocably submit to the personal jurisdiction of such courts.

16. Severability

If any provision of these Terms is found to be invalid or unenforceable by a court of competent jurisdiction, the remaining provisions shall continue in full force and effect. The invalid or unenforceable provision shall be deemed modified to the minimum extent necessary to make it valid and enforceable.

17. Entire Agreement

These Terms, together with the Privacy Policy, constitute the entire agreement between you and ClaimBridge with respect to your use of the Website and supersede all prior and contemporaneous agreements, representations, and understandings.

18. Contact

For questions regarding these Terms, please contact us at: